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§Application
Start with the property, not the paperwork
The form below takes about two minutes and asks for what we actually need to run coverage: who you are, the property, the occupancy and the numbers. Nothing is submitted to a lender until you have seen the program options and said yes.
02Scope
What we can and cannot take on
Being early about the edges is cheaper than being late.
Within scope
- Single-family rentals, townhomes, condos, 2–4 unit and 5+ unit properties.
- Purchase, rate-term refinance and cash-out refinance.
- Properties already leased, or vacant with supportable market rent.
- Title in an individual name or an LLC, with a personal guarantee.
- Short-term rental properties with documented operating history.
Outside scope
- Any property you or a family member will occupy.
- Second homes and personally used vacation property.
- Loans for personal, family or household purposes.
- Land without a dwelling, and business-only commercial property.
- Property types a specific program excludes.
Read the licensing page for the entity detail, or the FAQ for the questions that come up before an application.